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Ways to take title

October 10th, 2007
Many people don't realize that they have choices regarding how to take title to property in Arizona.  Arizona is a community property state, but that doesn't mean that is the way you must take title to a home.  We can't really advise you on the best way to take title, for that you should consult an attorney. But the following are general explanations of ways to take title. Community Pr ...

Desert Ridge Market Report 9/07

October 2nd, 2007
There were 11 homes sold in Desert Ridge in September 2007, with an average listing price of $628,154 and an average sale price of $617,527.  Sale prices were 98% of list prices.  Sold Price per Square Foot was $226.62.  The range of sold homes was $345,000 to $1,059,900.  As of October 1, there are 17 pending or contingent homes under contract.  As of October 1, there are 136 active listin ...

AZ Property taxes explained

September 26th, 2007
HI, We are almost to the end of September, and property taxes for the first half of this year are due the first of October.  Considering this, we thought we would provide a little primer on Arizona property taxes. We won't try to give you an idea of how they are assessed, as it is a strange and complicated formula, but the following timeline will help you avoid any penalties.  Don't fo ...

Mortgage loan checklist

September 24th, 2007
Hi, We hope you had a great weekend.  Today we are going to add one more installment to the loan aspect of purchasing a home.  When you apply for a loan, there are many things that the lender will ask for.  The following is a basic outline.  Not all items may be requested by your lender, but this list will help you prepare. Sales contract on the purchase of your new home. Co ...

Things to avoid when applying for a loan

September 20th, 2007
There are all kinds of information that you will need to supply to a lender when applying for a loan.  This information helps them determine whether you truly qualify or not.  Additionally, there are some things you can do on your own to help ensure that the whole process remains glitch free. Do not change jobs if you can avoid it.  Changing jobs before or during the loan process can c ...

What kind of loan am I getting?

September 19th, 2007
HI, We haven't been posting as much lately as we like to.  So, let's remedy that.  We like to present general knowledge info periodically.  Although we have posted this type of info before, we realize that not everyone is going to go back through months of our blogs.  We know that sometimes people just want to get some basic info.  Don't forget we are always here to answer the more in ...

GREAT website for zip code statistics!

September 12th, 2007
Hello! We have located a great website called www.zipskinny.com.  You plug in a zip code, and all kinds of general stats are generated.  It also compares your zip with surrounding ones, as well as the national average.  Check it out, especially if you are considering a move! Sharon Kotula, ABR Adam Tarr, e-PRO Your Phoenix Area Real Estate Source www.WeAreAZRealEstate.com ...

Cielo at Desert Ridge

September 4th, 2007
  Hello, We hope that you had a fun and relaxing Labor Day weekend. We want to let you know about the Pre-Opening of Cielo at Desert Ridge by D.R. Horton Homes in Phoenix.  The Continental series is being featured here.  If the following information is of interest to you, please contact us for further information and assistance on purchasing.  We can represent you as your buyer's agent ...

Is the sky falling?

August 30th, 2007
There was an interesting segment on the Early Show on CBS this morning.  It was the Money Matters segment, with Harry Smith interviewing Ray Martin. We have long said that we feel that the over-hyping of the mortgage and real estate markets woes is contributing to the woes.  This segment is a breath of fresh air regarding media coverage. We have said ourselves, that there are definitel ...

Positive influences on the local economy

August 22nd, 2007
Hello, There was an article in the  Business Journal of Phoenix last week that provided some information from the Arizona Blue Chip Economic Forecast.  Once again, some of what we have been saying for a while is backed up with this report.  Although there are definitely factors that will continue to put a drag on the economy, such as the slow housing market and mortgage concerns, there are ...

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